Limousine Insurance

Finding a limousine insurance agency with experienced auto insurance agents who know exactly what they are doing when it comes to limo coverage is a rarity.

If you own a luxury vehicle company you know exactly what we are talking about. Sedans, Stretch Limos, Luxury SUVs, High-Value Luxury Vehicles, and Airport Cars all have different features It can be difficult to acquire insurance if you’re uncertain what to specifically look for. Depending on where your luxury vehicle company operates, who you are in contract with, and what type of filings are required for both your city and state the detail involved in insuring a for-hire limo company can be extensively cumbersome.

That is why we are here—to help you insure your vehicles and keep your luxury vehicle company on the road, operating at its fullest potential.

American Business Insurance Services currently insures over 40,000 public and commercial autos nationwide. We have over 35 years of experience providing customized limousine insurance solutions for all types of livery businesses, from owners/operators to fleets with hundreds of vehicles. Because we have been exclusively providing this line of insurance services for as long as we have, our network of relationships with limo insurance carriers has expanded to an unprecedented reach.

Let’s take a closer look at some of the reasons why American Business Insurance Services some of the reasons that sets American Business Insurance Services apart from other agencies.

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Accurate Coverage

Finding insurance can be a time-consuming process—but that’s why we’re here to help! Our licensed insurance brokers are ready to help you find the best coverage at the lowest price. Let us help you find the best insurance solution for you so that you can focus what matters most to you.


If you are in a state where the Public Utilities Commission regulates limousine companies, such as California, we work with you to gather important details in order to verify we meet their filing requirements.


Contract providers (such as airports, hotels, municipalities and other companies that provide business to you) have luxury vehicle company insurance coverage requirements. We’ll research each requirement to ensure your policy is compliant before we bind your luxury vehicle coverage.


The Department of Transportation becomes involved anytime you travel out of state. We’re here to provide the footwork to get you up and running with the limits you be required to operate under.


We do our best to match your expiring vehicle insurance coverage. If you have a current luxury vehicle company insurance policy, we will compare it side-by-side to the policy we acquire for you to be certain nothing is overlooked. Your liability, uninsured and underinsured motorist, personal injury protection, medical, physical damage and deductibles will all be quoted to your exact specifications.

ABI insures over 40,000 automobiles nationwide.

Benefits of Choosing ABI

Loss History Reviews

Your loss history is simply a statement that an auto insurance company can print from their computer system, and shows all of the important details of any accident you might have been involved in while you were insured with that luxury vehicle insurance company.

If you haven’t had any claims with said agency, your report will result in zeros across the board—which is a good thing! Some claims might have some potentially big numbers next to them. This does not mean that all is lost. A huge part of our job at American Business Insurance Services is to review the details of these claims reports and identify the big picture so that we can show our underwriters why you deserve the best pricing. For instance, you could have an Uninsured Motorist claim from two years ago that paid out at $30,000. This type of claim is attributed to some other party either causing a hit-and-run where there was no way to prove they had insurance, or the other party hit you and it is confirmed that they had no auto insurance coverage. On our watch, we pay close attention to these types of claims to make sure they do not count against you when our carriers price your limousine insurance or other luxury vehicle company insurance. This saves you time and money!

Shopping You Out

We’ll shop you at multiple limousine insurance carriers for the best pricing. We excel at being a one-stop-shop for your limousine insurance needs. Not only are we able to help you acquire liability coverage, but we can also provide valuable additional coverages such as General Liability, Excess Liability, Bundled, or Stand-Alone Physical Damage.

Our brokers understand that you have other options available to work insurance service providers and are consequently highly motivated with integrity to help you obtain the best rate. This is why our insurance agency continued to thrive in the ever- changing limousine insurance space. We’ve formed dedicated relationships over the last 35 years because of our competitive pricing, service and professionalism.


Last but not least, we work as rapidly as the industry allows. Once we have presented our quote and you decide that you want to come on board, that is when the real speed comes in! We have the most advanced payment and signature proposal in the limousine insurance industry.

In a matter of seconds, you can have your coverage both paid for a signed. After we receive the limousine insurance paperwork from you, we aim to have your Auto Identification Cards & Certificates of Insurance to all parties within one hour. Once your policy is in place, we have a state-of-the art online management system where you can manage your drivers, vehicles, print certificates and ID cards all in real-time. No other public auto insurance carrier in the industry has this. So, what are you waiting for? Call, email or fill out the form on this page for a free limousine insurance quote, and allow us to do the work for you!

Here at American Business Insurance Services, we can connect you to the best limousine insurance in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

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For a fast limousine insurance quote, please fill out and submit the form below and a licensed insurance agent will contact you shortly!

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Agents are available 8am-5pm
Monday – Friday, Pacific Time